Simple Ira Catch Up Contribution Limits 2025 . Here are the simple ira contribution limits to know. For 2025, the annual contribution limit for simple iras is $16,000, up from $15,500 in 2023.
The maximum simple ira employee contribution limit is $16,000 in 2025 (an increase from $15,500 in 2023). For example, the maximum simple annual salary deferral for 2025 is $16,000.
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